Financing

Two of the most frequently asked questions patients often ask us are "How much will this procedure cost?" and "Will my insurance cover it?"

Insurance coverage

Typically, plastic surgery is covered by insurance only if there is a medical need for it. Most health insurance policies cover reconstructive surgery, although the extent of coverage varies from one policy to the next.

Health care policies typically do not cover elective cosmetic surgery, because it is not considered a medical necessity. Yet, there are times when there may be a medical need for cosmetic surgery. Our staff can help you determine whether all or part of your surgery can be covered by your insurance.

In the case of partial coverage, you will be responsible for the difference between the covered amount and our fee, as well as for any deductibles or copayments. We ask that all insurance accounts be paid in full within 60 days.

Fees

Our fees are generally comparable with those of other plastic surgeons in our geographic area. For each procedure, Plastic Surgery Associates charges a comprehensive fee that includes many valuable services and top-quality care. We’ll discuss specific fees with you during your private consultation.

Financing plastic surgery

At your consultation, we will provide you with all the information you need to make an informed decision about how to pay for surgery. In addition to accepting American Express, MasterCard, Visa and Discover, we offer financing through M~Lend Financial and CareCredit.  We provide patients with a variety of payment options, including interest-free and low interest plans that help facilitate treatment.

M-Lend Financial

• 0% APR Introductory financing up to 12 months for qualified applicants. No mandatory payoff. No back accrued interest charged. Interest is applied to only the remaining balance going forward.
• There are never any costs to apply
• Applying is easy.  Call to apply at: 888-474-6231
• Finance from $200 to $100,000
• You can pay off your balance at any time with no penalty
• Keep other credit lines available for emergency use or other discretionary spending.

CareCredit® Healthcare Finance

• 0% interest for the first 6 months (patients will still need to make monthly payments), over 6 months - interest rate is 26.99%.  If not paid, interest will be charged.
• No minimum amount required for financing.  

CareCredit® ~ PO Box 1710 Costa Mesa, CA  92628-9923  Phone #:  1-800-365-8295 Fax #:  1-866-244-2362  Website:  www.carecredit.com/cosmetic.

For more information about insurance and fees, contact us for a personal consultation.