Two of the most frequently asked questions patients often ask us are "How much will this procedure cost?" and "Will my insurance cover it?"

Insurance coverage
Typically, plastic surgery is covered by insurance only if there is a medical need for it. Most health insurance policies cover reconstructive surgery, although the extent of coverage varies from one policy to the next.

Health care policies typically do not cover elective cosmetic surgery, because it is not considered a medical necessity. Yet, there are times when there may be a medical need for cosmetic surgery. Our staff can help you determine whether all or part of your surgery can be covered by your insurance.

In the case of partial coverage, you will be responsible for the difference between the covered amount and our fee, as well as for any deductibles or copayments. We ask that all insurance accounts be paid in full within 60 days.

Fees
Our fees are generally comparable with those of other plastic surgeons in our geographic area. For each procedure, Plastic Surgery Associates charges a comprehensive fee that includes many valuable services and top-quality care. We’ll discuss specific fees with you during your private consultation.

Financing plastic surgery
At your consultation, we will provide you with all the information you need to make an informed decision about how to pay for surgery. In addition to accepting American Express, MasterCard, Visa and Discover, we offer financing through HealthOne Financial (VISA) and CareCredit.  We provide patients with a variety of payment options, including interest-free and low interest plans that help facilitate treatment.

HealthOne Financial (VISA) offers 0% interest for the first 6 months (patients will still need to make monthly payments), over 6 months-interest based on credit history and can range from 10% to 23.24%.  HealthOne Financial (VISA) ~ PO Box 631 ~ Portsmouth, NH  03802  Phone #:  1-888-748-3621 Provider ID# required:  31126 Fax #:  1-888-748-3625 Website:  www.HealthOne-Financial.com

CareCredit offers 2 programs; 0% interest for the first 3 months (patients will still need to make monthly payments), over 3 months - interest rate is 22.98%.  No minimum amount required for financing.   OR 48 months extended plan at 16.9% interest-minimum amount for financing is $2000.00.  CareCredit ~ PO Box 1710 Costa Mesa, CA  92628-9923  Phone #:  1-800-365-8295 Fax #:  1-866-244-2362  Website:  www.carecredit.com/cosmetic/procedure

For more information about insurance and fees, contact us for a personal consultation.